Are you looking for affordable health insurance Ohio? There are a variety of options for family health insurance ohio, individual health insurance ohio, and Ohio small business health insurance.
If you are an individual looking for affordable health insurance Ohio and you are under 26, the cheapest option would probably be to add yourself to one of your parent’s health insurance plan. Even if you are married, not living with your parents, and not dependent upon them financially you are still eligible for coverage under your parent’s plan. Even if you have to reimburse your parents for part of the premium cost, this will most likely be much cheaper than taking out your own plan. However, if you are over 26 and are looking for affordable heath insurance Ohio you will need to explore other options. You may want to check to see if you qualify for medicaid. The Medicaid program offers health coverage if you have limited income or meet other criteria, such as being pregnant or disabled.
If you’re trying to find affordable health insurance Ohio for your family and you don’t qualify for Medicaid or you need insurance for your small business, you will most likely need to take out a private plan. Prior to purchasing a plan, however, you will want to shop around and so some serious research. Two good resources for comparing plans are HealthCare.gov’s plan finder and eHealthInsurance.com. For example, with the HealthCare.gov finder, you can sort by “Estimated Monthly Base Rate,” the amount you’ll have to pay by month. At eHealthInsurance, you can also sort by price or deductible and also see customer ratings. In addition, it is important to note that you may be able to get more affordable health insurance by joining an association or other group. The Freelancers Union, for example, is a free group that offers health and other types of insurance. It is important to have affordable health insurance Ohio. Make sure you do some research and find the appropriate plan that is right for you or your family. See this link for more.